Terms of Use & Disclaimers

1.About HARI-OM, Inc.

HARI-OM, Inc. ("we," "us," "our," "HARI-OM") is a Delaware nonprofit corporation (File #10057904) recognized as a 501(c)(3) tax-exempt organization (EIN 37-2169652). Our acronym stands for Hindu Association for Religious Initiatives — Outreach Mission. Our mission is to preserve Hindu traditions, foster community, and provide educational and charitable programs to Delaware families of all backgrounds.

2.What HARI-OM is NOT — no professional advice

HARI-OM, Inc. is not:

• A law firm or legal services provider. We do not provide legal advice.
• A financial advisor, investment advisor, or broker-dealer. We do not provide investment, tax, retirement, or financial advice.
• A real estate brokerage or firm. We do not list, buy, or sell properties.
• An insurance agency. We do not sell insurance products or provide individualized insurance advice.
• A medical, psychological, or mental health provider.
• A religious authority empowered to issue binding decrees, divorces, or certifications.

Although some board members, officers, and volunteers may hold professional licenses in their personal capacities (e.g., as realtors, insurance producers, or other professionals), nothing on this website or in our programs constitutes professional services from those individuals. Professional services must be arranged separately, outside of HARI-OM, directly with the licensed professional.

3.General educational purpose only

All content on this website and in our communications is provided for general educational and community-building purposes only. It is not professional advice and you should not rely on it as such. You are responsible for verifying information and for seeking qualified professional advice for your specific situation. We make no representations or warranties regarding accuracy, completeness, currency, or suitability of any information provided.

Information is provided "AS IS" without warranty of any kind.

4.Free Will service disclaimer

HARI-OM does not draft wills, review wills, or provide legal advice regarding estate planning. We maintain a curated list of free third-party will-creation services (FreeWill.com, DoYourOwnWill.com, Fabric by Gerber Life) as a convenience to our community.

HARI-OM:

• Does not endorse, vouch for, or guarantee the work of any third-party service
• Does not receive compensation, commissions, or referral fees from any service
• Is not responsible for any will, directive, power of attorney, or other legal document created through these services
• Is not responsible for errors, omissions, or legal deficiencies in documents you create
• Is not responsible if a will, once signed, is challenged, contested, or fails to achieve your intended purpose

For complex estates — including blended families, property in multiple states, closely-held business interests, special-needs beneficiaries, high-value assets, or unusual family circumstances — we strongly recommend consulting a licensed Delaware attorney. You may find Delaware estate-planning attorneys through the Delaware State Bar Association at dsba.org (Find a Lawyer).

5.Religious content disclaimer

Religious texts and teachings presented on our website and in our programs reflect traditional Hindu sources including the Bhagavad Gita, Upanishads, and related scriptures. Translations and interpretations provided are for educational purposes and may not reflect all scholarly, sectarian, or interpretive traditions within Hinduism.

HARI-OM does not claim religious authority, issue binding religious pronouncements, or represent any specific sampradaya (tradition), guru lineage, or sectarian position. We respect the diversity of Hindu practice and welcome respectful discussion.

6.External links

Our website links to external websites including government agencies, will-creation services, educational resources, and reference sites. HARI-OM has no control over and accepts no responsibility for the content, accuracy, privacy practices, security, availability, or operation of external sites. External links do not constitute endorsement of linked content or services.

7.User-submitted content

If you submit content to us — including emails, contact form messages, event testimonials, photographs, videos, or comments — you grant HARI-OM a non-exclusive, royalty-free, worldwide, perpetual license to use, reproduce, edit, adapt, distribute, and display that content in connection with our nonprofit mission.

You represent and warrant that:

• You have the legal right to submit the content
• The content does not violate any third party's rights (including copyright, privacy, or publicity rights)
• The content is accurate and not misleading
• You are at least 18 years old, or the content was submitted with parental consent

8.Intellectual property

The "HARI-OM" name, logos, website design, and original content (including educational materials, photographs taken by HARI-OM, and written articles) are owned by HARI-OM, Inc. or used with permission, and are protected by United States and international intellectual property law.

• Permitted: You may share links to our website freely. You may quote small portions of our educational content with proper attribution for non-commercial community, educational, or journalistic use.
• Not permitted: You may not use our name, logos, or materials to imply affiliation, endorsement, or sponsorship without our written permission. You may not reproduce substantial portions of our materials for commercial use. You may not use our name to solicit donations or members.

9.Nondiscrimination

HARI-OM, Inc. welcomes all people regardless of race, color, national origin, ethnicity, religious background, sex, gender identity, sexual orientation, age, marital status, disability, or veteran status. We are rooted in Hindu tradition and open to everyone who wishes to participate respectfully.

10.Prohibited uses

You agree not to:

• Use the website or our programs for any unlawful purpose
• Attempt to gain unauthorized access to our systems, data, or accounts
• Misrepresent yourself or your affiliation with HARI-OM
• Use our name, logos, or materials to solicit funds or members for any other organization
• Harass, abuse, threaten, or intimidate other community members, volunteers, or staff
• Introduce malware, viruses, or other malicious code
• Scrape, data-mine, or systematically extract information from our website
• Use our platform for commercial solicitation, political campaigning, or proselytizing contrary to our religious mission

We reserve the right to ban from programs and events anyone who violates these Terms or behaves in a manner we reasonably determine threatens community safety or mission.

11.Donations & refunds

Online donations are not yet enabled. When online giving becomes available:

• Donations to HARI-OM, Inc. are generally tax-deductible to the extent allowed by federal tax law; consult your tax advisor for your specific situation
• Donations are generally non-refundable
• Refund requests based on error (wrong amount, duplicate transaction) must be made within 15 days of the donation in writing to info@thehariom.org
• We are not responsible for donations made to other organizations with similar names; verify you are giving to HARI-OM, Inc., EIN 37-2169652
• Recurring donations may be canceled at any time by contacting us

12.Limitation of liability

To the fullest extent permitted by law:

• HARI-OM, its board members, officers, volunteers, and agents shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising from your use of the website, reliance on information, attendance at programs, or participation in any activity
• This includes damages for lost profits, lost data, lost opportunities, emotional distress, or reputational harm
• Our total aggregate liability for any claim, whether in contract, tort, or otherwise, shall not exceed the amount you paid to HARI-OM in the twelve months preceding the claim (which for free programs is zero dollars)
• You agree that these limitations are reasonable and a material part of the bargain

Some jurisdictions do not permit limitation of certain damages; in such cases our liability is limited to the minimum permitted by applicable law.

13.Indemnification

You agree to indemnify, defend, and hold harmless HARI-OM, Inc., its board members, officers, volunteers, agents, and successors from any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from or related to:

• Your violation of these Terms
• Your misuse of our website, programs, facilities, or materials
• Your infringement of any third party's rights
• Your violation of any law or regulation
• Content you submit to us

14.Governing law & venue

These Terms are governed by and construed in accordance with the laws of the State of Delaware, without regard to conflict-of-laws principles. Any dispute arising under or related to these Terms, our website, or our programs shall be resolved exclusively in the state or federal courts located in New Castle County, Delaware, and you consent to personal jurisdiction in those courts.

15.Dispute resolution — good-faith first

Before filing any formal action, you agree to contact us directly to attempt resolution. Email info@thehariom.org with the subject "Dispute Resolution Request" describing your concern. We commit to responding within 30 days and attempting in good faith to resolve the matter. This good-faith outreach is a required first step before any legal proceedings.

16.Severability, no waiver & entire agreement

Severability: If any provision of these Terms is found invalid or unenforceable by a court of competent jurisdiction, the remaining provisions continue in full force and effect.

No waiver: Our failure to enforce any provision on any occasion is not a waiver of our right to enforce it on future occasions.

Entire agreement: These Terms, together with our Privacy Policy and any event-specific waivers you sign, constitute the entire agreement between you and HARI-OM regarding your use of our website and participation in our programs.

17.Changes to these Terms

We may update these Terms from time to time. Material changes will be posted here with an updated "Last updated" date. For significant changes, we will attempt to notify known contacts directly. Your continued use of our website or participation in programs after changes constitutes acceptance of the updated Terms. If you do not agree to updated Terms, discontinue use.

18.Contact

Questions about these Terms?

HARI-OM, Inc.
Middletown, Delaware
Email: info@thehariom.org

See also our Privacy Policy for information about how we collect, use, and protect your personal information.